How to use SplitWise

1. 1

   Open the Register page

   Go to the SplitWise website and click Get Started Free or Register. You will see the registration form on the right side.

2. 2

   Enter your Full Name

   Type your name as you want friends to see it — this shows up everywhere when you pay or owe money.

3. 3

   Enter your Email Address

   Use a valid email. This is your login ID. No emails are sent to you — it is only used to sign in.

4. 4

   Phone Number (recommended)

   Adding your phone number makes it easy for friends to find you by mobile number when they search. Without it, they can only search by email.

5. 5

   Set a Password

   Choose any password with at least 8 characters. Type it again in "Confirm Password" — both must match.

6. 6

   Click "Create Account"

   Your account is ready and you are taken straight to your Dashboard.

1. 1

   Open the Login page

   Visit the SplitWise website. If you are not already logged in, you will see the Login page automatically.

2. 2

   Enter your Email and Password

   Use the same email and password you set when registering.

3. 3

   Click "Sign In"

   You are taken to your Dashboard. To log out later, click the Logout button at the top-right of any page.

How to create a new group

1. 1

   Click "+ New Group"

   Find the green + New Group button at the top-right of the Groups page, or use the shortcut on the Dashboard.

2. 2

   Enter the Group Name

   Give it a clear name like "Goa Trip June 2026" or "Flat – Sector 7". This name appears everywhere so make it recognisable.

3. 3

   Select the Group Type

   Choose one: Trip (vacations), Home (flatmates), Office (work colleagues), Event (parties), or Other. This is just a label and does not change how expenses work.

4. 4

   Write a description (optional)

   A short note about what the group is for. Completely optional.

5. 5

   Tick friends to invite

   Only your confirmed friends appear in this list. You can add more people later via the Invite Link from the group page.

6. 6

   Click "Create Group"

   You are taken straight to the Group Detail page. You are automatically the Leader (Admin) of this group.

1. 1

   Open the group and click "Add Expense"

   Go to the group page and click the green Add Expense button at the top.

2. 2

   Write the expense Title

   Use a clear, short name like "Taxi to Venue" or "Grocery – June Week 1".

3. 3

   Enter the total Amount

   Type the full bill amount in rupees (e.g., 1200). This is the total paid, not your personal share.

4. 4

   Set the Date

   The date the expense actually happened. Defaults to today — change it for past expenses.

5. 5

   Select a Category

   Choose from Food & Drink, Transport, Accommodation, Entertainment, Shopping, Utilities, Health, or Other. Used for organisation only.

6. 6

   Choose "Paid By"

   Select whoever physically paid the bill. If Priya paid at the restaurant, select Priya — even if you are entering the expense.

7. 7

   Tick who should split the cost

   Check boxes for everyone who should share the bill. The app divides equally among all selected. The payer's own share is auto-marked as settled.

8. 8

   Click "Add Expense"

   Done! Everyone's balance in the group updates automatically.

1. 1

   Find your debt on the group page

   Open the group. In the Who Owes Whom section, look for a row where your avatar (with your initial) is on the left — that shows who you owe and how much.

2. 2

   Click "Settle Up"

   Click the teal Settle Up button on that row to open the settlement form.

3. 3

   Review the amount

   The form shows the full amount you owe. It is pre-filled automatically. You can lower it for a partial payment.

4. 4

   Set the date and add a note

   Use today's date (or the actual payment date). Add a note like "Paid via GPay" to help everyone track it.

5. 5

   Click "Confirm Settlement"

   The debt is recorded and group balances update instantly. The app marks the oldest unpaid splits as settled first.

1. 1

   Go to Profile

   Click Profile in the top navigation bar, or click your name/avatar at the top-right.

2. 2

   Update your name, email or phone

   Edit the fields in the left card and click Save Changes. Your phone number is especially useful — friends use it to search for you.

3. 3

   Share your referral link

   The middle card shows your unique referral link. Share it with anyone you want to invite to SplitWise.

4. 4

   Change your password

   In the right card, enter your current password first, then your new password twice. Click Update Password.